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Stellar Development
Build Financial Applications on Stellar
Build payment platforms, digital asset infrastructure, cross-border financial applications, wallets and smart contract-powered products on the Stellar network.
Web30 India develops Stellar applications around asset issuance, payments, anchors, wallets, Soroban smart contracts, financial integrations and the infrastructure required to connect blockchain-based assets with existing financial systems.
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STELLAR TECHNOLOGY ECOSYSTEM
Explore the Stellar Technology Stack
Stellar is an open-source Layer 1 blockchain designed for digital assets, payments and applications that connect blockchain infrastructure with existing financial rails. Its ecosystem includes native asset functionality, Soroban smart contracts, RPC infrastructure, SDKs and Anchor Platform standards for financial integrations.
More Than a Payment Network
Build Applications Around Stellar's Financial Infrastructure
Stellar provides native blockchain capabilities for issuing assets, transferring value and building applications around accounts, transactions and financial assets. Developers can build applications directly on the network or add Soroban smart contracts when programmable onchain logic is required.
A major part of the Stellar ecosystem is its approach to connecting blockchain applications with traditional financial infrastructure. Anchors and Stellar Ecosystem Proposals provide standardized ways for wallets, exchanges, asset issuers and financial service providers to interact with deposits, withdrawals and cross-border payment workflows.
Web30 India works across this technology stack to build payment applications, digital asset platforms, wallets, financial infrastructure, tokenized asset solutions and Soroban-based applications.
Stellar Development Capabilities
Build Around Stellar's Native Financial Model
01
Stellar Application Development
Build web and mobile applications that interact directly with Stellar accounts, assets, transactions and network services.
02
Soroban Smart Contract Development
Build programmable onchain applications using Soroban, Stellar's integrated smart contract platform. Soroban contracts are currently developed primarily in Rust and compiled to WebAssembly.
03
Stellar Asset Issuance
Create and manage Stellar-based assets with defined issuing accounts, authorization controls and asset metadata.
04
Stellar Payment Development
Build payment, transfer, settlement and payout applications using Stellar's native transaction infrastructure.
05
Stellar Wallet Development
Develop custodial and non-custodial wallet applications for Stellar assets, payments, account management and financial workflows.
06
Stellar Anchor Integration
Integrate Anchor Platform capabilities for deposits, withdrawals, KYC workflows and connections between blockchain assets and traditional financial rails.
07
Cross-Border Payment Solutions
Build payment applications around Stellar's SEP standards, including infrastructure for cross-border payment workflows. SEP-31 defines a standardized API for cross-border payments.
08
Stellar Token & RWA Solutions
Build tokenized asset infrastructure around Stellar's native assets or Soroban-based token contracts, including issuance, ownership, transfer and supporting financial workflows.
Solutions Built on Stellar
Build Financial Products Around Real-World Requirements
01
Cross-Border Payment Platforms
Build applications for international transfers, payment corridors, settlement and cross-border financial workflows.
02
Digital Wallet Platforms
Develop wallets for Stellar assets with account management, transaction history, asset balances, payment flows and anchor integrations.
03
Stablecoin Platforms
Build applications around stablecoin issuance, transfers, payments, settlement and integrations with wallets and financial systems.
04
Tokenized Asset Platforms
Create infrastructure for representing financial and real-world assets onchain with issuance, ownership and transfer capabilities.
05
Financial Settlement Platforms
Build blockchain-based settlement workflows for financial institutions, payment providers and other organizations.
06
Remittance Platforms
Develop applications that connect senders, recipients, payment providers and local financial rails through Stellar-based infrastructure.
07
Payment & Payout Platforms
Build merchant payments, payroll, disbursement and business payout systems using Stellar assets and connected financial infrastructure.
08
Financial dApps
Build Soroban-powered decentralized applications for financial workflows, asset management and programmable transactions.
Stellar Architecture
Understand the Infrastructure Behind Stellar
Stellar combines a blockchain core designed for asset and payment operations with an application layer that includes RPC services, SDKs and Soroban smart contracts. Applications can use Stellar without smart contracts, or introduce Soroban where programmable onchain logic is required.
Stellar Architecture
01
Stellar Core
02
Accounts & Assets
03
Transactions & Operations
04
Soroban Smart Contracts
05
Stellar RPC
06
Application & Integration Layer
Stellar Core
Stellar Core is the network software responsible for participating in Stellar's consensus and ledger operations.
Accounts & Assets
Accounts hold balances and participate in transactions. Stellar assets are identified through an asset code and issuer, with control and configuration associated with the issuing account.
Transactions & Operations
Stellar transactions contain operations that define actions such as payments and other changes to the ledger.
Soroban Smart Contracts
Soroban provides programmable smart contracts integrated into the Stellar network. Contracts are written in Rust and compiled to WebAssembly for deployment.
Stellar RPC
RPC provides an interface for applications to interact with the network and with Soroban smart contracts.
Application & Integration Layer
Wallets, payment applications, exchanges, financial platforms and business systems connect to Stellar through SDKs, RPC services, Anchor infrastructure and other ecosystem components.
Soroban Development Stack
Add Programmable Logic to Stellar
Soroban is Stellar's smart contract platform. It is integrated into the Stellar blockchain rather than operating as a separate blockchain. The current primary development environment uses Rust and the Soroban SDK.
01
Smart Contract Development
Rust
Soroban SDK
WebAssembly
Cargo
Stellar CLI
02
Contract Testing
Local testing mode
Unit testing
Fuzzing
Property testing
Contract simulation
The Soroban SDK CLI supports contract compilation, testing, inspection, versioning and deployment.
03
Application Development
TypeScript
JavaScript
React
Next.js
Node.js
04
Stellar Connectivity
Stellar RPC
Stellar SDKs
XDR
Wallet integrations
05
Data & Infrastructure
RPC providers
Data indexers
Hubble
Galexie
Application databases
Cloud infrastructure
Stellar's current developer documentation identifies RPC, Hubble, Galexie and other data services as part of its application data infrastructure, while Horizon is moving toward end-of-life.
01 // SECURITY
Account & Authorization Security
Protect account keys, signer configurations, authorization thresholds and administrative controls.
02 // ASSET ISSUANCE
Asset Issuance Security
Secure issuing accounts, asset authorization settings, supply controls and administrative operations.
03 // SOROBAN CONTRACT
Soroban Contract Security
Validate contract authorization, storage, inputs, state transitions and external contract interactions.
04 // APPLICATION
Transaction Security
Protect transaction construction, signing, sequence management and payment instructions.
05 // WALLET & KEY
Wallet & Key Security
Secure private keys, wallet connections, signing workflows and custodial infrastructure.
06 // AUDITABILITY
Monitoring & Auditability
Track payments, asset movements, contract interactions, administrative operations and financial events across the application
Anchors & Financial Connectivity
Connect Blockchain Assets With Existing Financial Rails
Anchors are a key part of the Stellar ecosystem for connecting blockchain-based assets with traditional financial systems. Stellar's Anchor Platform supports standardized workflows for deposits, withdrawals, authentication and cross-border payments.
01
Programmatic Deposits & Withdrawals
Use SEP-6-based workflows for programmatic interactions between applications and anchor services.
02
Hosted Deposits & Withdrawals
SEP-24 provides a standardized hosted experience where users can complete required information such as KYC directly through an anchor interface.
03
Cross-Border Payments
SEP-31 provides a standardized API for cross-border payment workflows between participating services.
04
Stellar Authentication
SEP-10 and SEP-45 provide authentication mechanisms for Stellar applications and contract-account workflows.
05
Asset & Wallet Integration
Connect wallets, asset issuers, exchanges and financial applications through standardized Stellar ecosystem interfaces.
06
Financial Rail Connectivity
Integrate banking, payment, KYC and fiat infrastructure around Stellar-based asset and payment flows.
Stellar Integrations
Connect Stellar With Financial and Business Infrastructure
Banking & Financial Systems
Integrate banking APIs, settlement systems, account infrastructure and financial service providers.
Payment & On/Off-Ramp Infrastructure
Connect fiat payment rails, on/off-ramp providers, anchors and settlement services.
KYC & Identity
Integrate customer onboarding, identity verification, KYC, KYB and compliance workflows.
Integration Core
Stellar Integrations
Digital Wallets
Connect custodial and non-custodial wallets with Stellar accounts, assets and transaction infrastructure.
Exchanges & Liquidity
Integrate exchanges, asset markets, liquidity infrastructure and trading platforms.
Enterprise Systems
Connect ERP, accounting, treasury, CRM and internal business systems with Stellar-based payment and asset workflows.
Stellar Use Cases
Where Stellar Technology Fits
01
Cross-Border Payments
Build international payment applications that connect senders, recipients, financial providers and settlement infrastructure.
02
Remittances
Build applications for stablecoin transfers, merchant payments, treasury operations and settlement.
03
Stablecoin Payments
Build applications for stablecoin transfers, merchant payments, treasury operations and settlement.
04
Asset Issuance
Issue digital assets on Stellar with issuer controls, authorization settings and asset-specific workflows. Stellar's native asset model identifies assets through their asset code and issuing account.
05
Tokenized Real-World Assets
Build infrastructure for tokenized funds, securities, commodities and other real-world financial assets.
06
Financial Settlement
Use Stellar-based infrastructure for settlement workflows between financial institutions, businesses and payment providers.
07
Digital Wallets
Develop wallets for asset custody, payments, transfers, balances, transaction history and financial services.
08
Programmable Financial Applications
Use Soroban to add smart contract logic to financial applications requiring programmable rules, automation and composability.
Stellar Payment Flow
From Payment Request to Settlement
User & Payment Initiation
A customer, business or application initiates a payment through a wallet or financial application.
Asset & Recipient Validation
The application validates the selected asset, destination account, payment amount and required business rules.
Authorization & Signing
The transaction is constructed and authorized through the appropriate wallet or signing infrastructure.
Stellar Network Submission
The signed transaction is submitted to the Stellar network through the application's selected network infrastructure.
Ledger Processing
Stellar processes the transaction and records the resulting asset movement on the ledger.
Settlement & Application Update
The application receives the transaction result and updates balances, payment status, records and downstream financial workflows.
For applications using anchors, additional KYC, fiat conversion, deposit or withdrawal steps can be incorporated around the blockchain transaction.
Our Stellar Development Approach
From Financial Workflow to Production
Business & Financial Discovery
Understand the payment model, users, assets, jurisdictions, financial partners, transaction flows and operational requirements.
Stellar Architecture Planning
Determine which Stellar capabilities are required, including native assets, payments, Soroban, RPC, wallets and Anchor infrastructure.
Asset & Transaction Design
Define asset issuance, account structures, transaction flows, authorization, payment logic and financial controls.
Application Development
Build the frontend, backend, wallet experience, payment infrastructure, Stellar integrations and Soroban contracts where required.
Testing & Security Validation
Test transactions, assets, payment workflows, smart contracts, integrations and failure scenarios across development and test environments.
Financial Integration
Connect anchors, banking systems, KYC providers, payment rails, exchanges and other required financial infrastructure.
Deployment & Monitoring
Deploy the application and supporting infrastructure, then monitor transactions, financial events, application health and operational activity.
Optimization & Ecosystem Expansion
Extend the product with additional assets, payment corridors, financial integrations, Soroban capabilities and new application workflows.
Knowledge Hub & Insights
Explore Our Latest Blockchain & Enterprise Technology Insights
Explore practical insights on Stellar development, Soroban smart contracts, Stellar payments, asset issuance, anchors, cross-border payments, wallets, stablecoins, tokenized assets and financial blockchain infrastructure.
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Stellar FAQs
Everything you need to know about our enterprise blockchain engineering process, costs, security, and architectures.
Stellar is an open-source, decentralized peer-to-peer blockchain network designed for applications involving digital assets, payments and connections with existing financial infrastructure.
Soroban is Stellar's smart contract platform integrated into the Stellar blockchain. It allows developers to deploy programmable contracts alongside Stellar's existing asset and payment capabilities.
Rust is the primary language currently supported for Soroban smart contract development, with contracts compiled to WebAssembly.
Yes. Applications can use Stellar's native accounts, assets and payment capabilities without deploying Soroban smart contracts. Stellar's developer documentation explicitly supports application development both with and without smart contracts.
Stellar assets are associated with an issuing account and an asset code. The issuer controls important asset settings through the account that issues the asset.
Anchors are services that connect Stellar-based assets and applications with traditional financial systems. They can support functions such as deposits, withdrawals, KYC workflows and cross-border payment services.
SEP-24 is a Stellar ecosystem standard for hosted deposits and withdrawals. It allows wallets and other applications to interact with an anchor through a hosted user experience that can include KYC collection.
SEP-31 is a Stellar ecosystem standard for cross-border payments. It defines an API-based interaction model for services participating in Stellar-based cross-border payment flows
Horizon remains an existing Stellar API, but current Stellar documentation states that it is nearing end-of-life and will eventually be deprecated in favor of Stellar RPC and newer data services. New architecture should therefore evaluate the current Stellar data stack rather than assuming Horizon is the long-term integration layer.
Yes. Stellar supports native asset issuance and smart contract capabilities through Soroban, making it possible to build tokenized asset infrastructure with issuance, ownership, transfer and programmable workflows
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